Agent bankers are accelerators of developing market since they provide wide network coverage. They deliver basic banking services at the door step of customers in rural areas or at a place closer to them and at affordable fees. 

In addition, they can provide 24/7 banking services compared to services provided by traditional banks that are available for restricted hours per day. Furthermore, they facilitate bill payments and other payments. In addition, they create awareness of the benefits of banking and new banking products. Agent bankers are able to accelerate financial inclusion by signing up with a bank. Conversely, Banks can recruit agent bankers to expand their coverage over a region resulting in customer base increase.

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